"Curtis Bay"

Huesman, Jones and Miles, LLC
EP I, Suite 407
11350 McCormick Road
Hunt Valley, MD 21031

SUBSTITUTE TRUSTEE’S AUCTION

3 – BALTIMORE CITY HOMES
Sales on the Respective Premises
MONDAY, NOVEMBER 27, 2023
At the Noted Times

      Under and by virtue of the power of sale contained in a certain Deed of Trust, Assignment of Rents and Security Agreement from Jorge Luis Portillo Garcia a/k/a Jorge Luis Portillo and Silvia Lorena Mayen Saavedra a/k/a Silvia L. Mayen to the Trustee therein, dated June 9, 2022, recorded among the Land Records of Baltimore City, in Book 25129, Page 35, and re-recorded in Book 25450, Page 33 (the “Deed of Trust”), the holder of the indebtedness secured thereby having appointed Gerard F. Miles, Jr. to act as Substitute Trustee, in place and stead of the aforementioned Trustee, by instrument duly executed, acknowledged and recorded among the Land Records aforesaid, default having occurred under the terms thereof and at the request of the party secured thereby (In the Circuit Court for Baltimore City, Case No. 24-C-23-004170), the undersigned Substitute Trustee will sell at Public Auction, on the premises, the following:

      All those leasehold and fee simple lots of ground and the improvements thereon, situate and lying in Baltimore City, State of Maryland and being more fully described in the above-referenced Deed of Trust, comprising the following properties.

AT 11:00 A.M.
2919 WHITE AVENUE
“Hamilton Hills” 21214

      Two story frame porchfront cottage, built in 1942, containing 1,107 square feet of living area and 612 square feet of basement space, according to public tax records.  The home was renovated in 2023 and is believed to contain a living room, dining room, kitchen, 4 bedrooms. 2.5 baths, finished basement, gas heat and central air conditioning.  Lot size 51′ x 240′, Plat.  In fee simple.

      Deposit $10,000

AT 12:15 P.M.
521 MAUDE AVENUE
“Brooklyn” 21225

      Two story inside-group brick townhome, built in 1923, containing 960 square feet of living area and 480 square feet of basement space, according to public tax records.  The house is believed to contain a living room, eat-in kitchen, 3 bedrooms and bath and needs renovation.  Lot size 16′ x 150′, Plat.  In fee simple.

      Deposit $5,000

AT 1:00 P.M.
4116 CURTIS AVENUE
“Curtis Bay” 21226

      Two story inside-group frame townhome, built in 1920, containing 832 square feet of living area and 416 square feet of basement space, according to public tax records.  The house was renovated in 2022 and is believed to contain a living room, eat-in kitchen, 3 bedrooms and bath, gas heat and central air conditioning.  Lot size 16′ x 43’6″, Plat.  Subject to a $36 annual ground rent, payable half-yearly on the first days of January and July, in each and every year.

      Deposit $5,000

      NOTE:  The information contained herein has been obtained from sources deemed reliable and is believed to be accurate.  However, no express or implied warranty is made or may be inferred from any such representation.  Dimensions, square footage and acreage contained herein are more or less.  Prospective purchasers are encouraged to perform their own due diligence, in advance of the auction, regarding the permitted uses of the property.

      TERMS OF SALE: Deposits, as stated above, payable by cashier’s check, will be required of the purchaser at time and place of sale.  The deposit shall be increased to 10% of the purchase price within 24 hours at the Auctioneer’s Office.  The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Baltimore City at the offices of the Substitute Trustee.  If payment of the balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser.  Interest to be charged on the unpaid purchase money, at the rate stated in the Note executed in connection with the foreclosed Deed of Trust, from date of contract to date of settlement.  If settlement is delayed for any reason, there will be no abatement of interest.  All adjustments as of date of contract.  Taxes, ground rent, and all other public charges and assessments payable on a monthly or annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of contract and assumed thereafter by the purchaser.  The properties will be sold in “AS IS” condition, without express or implied warranty as to the nature and description of the improvements as contained herein;  and subject to easements, agreements, restrictions or covenants of record affecting same, if any.  Purchaser shall be responsible for obtaining physical possession of the properties and assumes the risk of loss or damage to the properties from the date of contract forward.  The purchaser waives and releases the Substitute Trustee, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the properties, including but not limited to the environmental condition thereof. If the Substitute Trustee is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit.  Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Substitute Trustee, the holder of the indebtedness or Auctioneers.  Recordation costs, transfer taxes and all other costs incident to settlement to be paid by the purchaser.  Time shall be of the essence for the purchaser.

      Authority to cancel this sale rests solely with the Substitute Trustee and/or the Auctioneer. Prospective buyers should disregard all other statements and comments made by any other person or entity regarding minimum bids, pricing and cancellations of the sale. Additional terms may be announced at the time of sale. The Substitute Trustee reserves: (1) the right to accept or reject any or all bids; (2) the right to modify or waive the requirements for bidders’ deposits and terms of sale and/or settlement; (3) the right to withdraw the Property from the sale before acceptance of the final bid; and (4) the right to cancel or postpone the sale.

No Buyers Premium

Gerard F. Miles, Jr., Substitute Trustee