"Charles Village Area"

Live Auction Bidders – A $50,000 deposit, payable by cashier’s check, will be required of the purchaser at time and place of sale. If necessitated by price, the deposit shall be increased to 10% of the purchase price by cashier’s check or wire transfer by 11:00 a.m. on Friday, November 7, 2025 (company or personal checks for the increased deposit will be accepted at the sale site or wiring instructions will be provided).

Online Auction Bidders – A $50,000 deposit, payable by cashier’s check or wire, will be required of all online bidders prior to the start of the live auction. The deposit will be held in escrow until the completion of the auction and will be retained from the winning bidder. Other bidder deposits will be returned within one business day. Interested parties who do not provide a deposit in advance as stated above will not be permitted to bid. If necessitated by price, the deposit shall be increased to 10% of the purchase price by cashier’s check or wire transfer by 11:00 a.m. on Friday, November 7, 2025. Deposit Escrow Agreement

A 6% buyer’s premium will be added to the final bid price and shall become part of the contract price. For complete Terms Of Sale, see the Summary Terms Of Sale at the bottom of this page and please check back for the Sample Contract to be posted.

Live Onsite & Simulcast Online Bidding
$500,000 Opening Bid

CHARLES VILLAGE AREA

7-UNIT BRICK
APARTMENT BUILDING

$98,148 Gross Annual Rents
With Increase Potential

Known As
2106 ST. PAUL STREET
Baltimore, MD 21218

Online Bidding Opens
WEDNESDAY, NOVEMBER 5, 2025

Live Onsite Auction
THURSDAY, NOVEMBER 6, 2025
AT 11:00 A.M.

NOTE: The information contained herein has been obtained from sources deemed reliable and is believed to be accurate. However, no express or implied warranty is made or may be inferred from any such representation. Dimensions, square footage and acreage contained herein are more or less. Prospective purchasers are encouraged to perform their own due diligence, in advance of the auction, regarding the permitted uses of the property.

GENERAL INFORMATION:
Excellent opportunity to purchase a fully stabilized multi-family building in a high demand area of Baltimore City. The building has been well managed and maintained. Seller financing may be available to a qualified buyer. Market rate rentals could be increased.

LOCATION:
2106 St. Paul Street is situated in the Charles North neighborhood of central Baltimore City. The surrounding Charles Village area, along the southern edge of North Baltimore, offers an eclectic mix of arts and entertainment venues as well as historic buildings and architecturally impressive houses. Located directly north of Penn Station, the neighborhood is a great option for commuters. Residents enjoy a central location, walkability and access to shopping, entertainment, healthcare, universities, and major commuter routes. Safeway (0.3 miles) and Save A Lot (0.2 miles) provide nearby grocery options. Public transit is easily accessible with bus routes along St. Paul Street and North Avenue.
The Penn Station MARC & Amtrak train station is less than one mile south, providing direct rail connections to employment centers, Washington, DC, Philadelphia and New York. Major cultural attractions, including the Charles Theater, Parkway Theater, Lyric Opera House, Meyerhoff Symphony Hall and Center Stage, are nearby. The property is about one-half mile from MedStar Union Memorial Hospital and less than two miles from Johns Hopkins Hospital. Johns Hopkins University and the University of Baltimore are close by, making 2106 St. Paul Street an attractive rental location for students and faculty.

SITE:
Rectangular lot 20′ x 120′, located on a tree-lined block of St. Paul Street. Plat
Public utilities
Rear yard
Parking – two spaces in rear
Zoning – R-8, licensed for 7 dwelling units

IMPROVEMENTS:
Three Story Brick Inside-Group Townhouse, built in 1883, containing 4,640 square feet of gross building area, including 1,160 square feet of basement space. The exterior has vinyl-clad double-hung windows, built-up roof, entry vestibule and rear steel fire escape.

The building contains 7 one-bedroom apartments, two on each of the first, second and third floors and one in the basement, with a walkout entrance in the rear. Also located in the basement is a coin-operated laundry, storage and mechanical rooms. Interior finishes are plaster walls and drywall, hardwood floors, original mouldings and trim. Apartments have high ceilings, galley kitchens with laminate cabinets, ceramic tile floors, gas range/oven and refrigerators. Bathrooms have vinyl floors and fiberglass tub enclosures.

Mechanical – gas forced air heat, 50-gallon gas water heater, 200-amp. electrical service, 2 gas meters, intercom entry.

ADDITIONAL INFORMATION IS AVAILABLE:
Complete the Waiver and Confidentiality agreement to receive:

● Rent Roll
● Income & Expense Information
● Rental License
● MDE Lead Certificates
● Leases

TAXES:
2025-2026 published annual real estate taxes are $9,522.60, based on a full value assessment of $403,500.

TITLE:
The property is in fee simple and will be sold free and clear of liens. Baltimore City Deed Book 3637, Page 124.

FINANCING:
Seller financing may be available to qualified buyers. Email dan@ajbillig.com for details.

SUMMARY TERMS OF SALE:
Please see the contract of sale for complete terms.

Live Auction Bidders – A $50,000 deposit, payable by cashier’s check, will be required of the purchaser at time and place of sale. If necessitated by price, the deposit shall be increased to 10% of the purchase price by cashier’s check or wire transfer by 11:00 a.m. on Friday, November 7, 2025 (company or personal checks for the increased deposit will be accepted at the sale site or wiring instructions will be provided).

Online Auction Bidders – A $50,000 deposit, payable by cashier’s check or wire, will be required of all online bidders prior to the start of the live auction. The deposit will be held in escrow until the completion of the auction and will be retained from the winning bidder. Other bidder deposits will be returned within one business day. Interested parties who do not provide a deposit in advance as stated above will not be permitted to bid. If necessitated by price, the deposit shall be increased to 10% of the purchase price by cashier’s check or wire transfer by 11:00 a.m. on Friday, November 7, 2025. Deposit Escrow Agreement

Deposit funds shall be held by A. J. Billig & Co., LLC. Balance to be paid in cash at settlement, which shall take place within 45 days. If payment of the deposit or balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. All adjustments, including taxes, rents, all other public charges and assessments payable on a monthly or annual basis, and sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of settlement and assumed thereafter by the purchaser. Security deposits will be transferred at closing. The property will be sold in “AS IS, WHERE IS” condition, subject to easements, agreements, restrictions or covenants of record affecting same, if any, and subject to existing leases and the rights of the tenants in possession of all or part of the premises. Purchaser assumes the risk of loss from the date of contract forward. The purchaser agrees to waive the right of inspection for lead paint, as provided under current Federal and State law. If the Seller is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Seller or Auctioneers. Recordation costs, transfer taxes and all costs incidental to settlement to be paid by the purchaser except where otherwise mandated by local, State or Federal law. Time is of the essence. A 6% buyer’s premium will be added to the final bid price and shall become part of the contract price.

Auction in Collaboration with Midfield Real Estate