"Havre de Grace"

Stark and Keenan, P.A.
30 Office Street
Bel Air, MD 21014

SUBSTITUTE TRUSTEE’S AUCTION

HAVRE DE GRACE

COMMERCIAL-INDUSTRIAL
PARCEL OF LAND
0.7326± Acre ● Zoned CI

Known As
2012 PULASKI HIGHWAY
(U.S. Route 40)
Harford County, MD 21078

Sale To Be Held – Courthouse Door
Circuit Court for Harford County
20 W. Courtland Street, Bel Air, MD 21014
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MONDAY, AUGUST 18, 2025
AT 11:00 A.M.

      Under and by virtue of the power of sale contained in a certain Purchase Money Deed of Trust from Aamir Raza to the Trustee therein, dated June 4, 2021, and recorded among the Land Records of Harford County, Maryland in Book JJR 14817, Page 124 (the “Deed of Trust”), the holder of the indebtedness secured thereby having appointed Elizabeth H. Thompson to act as Substitute Trustee, in place and stead of the aforementioned Trustee, by instrument duly executed, acknowledged and recorded among the Land Records aforesaid, default having occurred under the terms thereof and at the request of the party secured thereby (Circuit Court for Harford County Case No. C-12-CV-25-000532), the undersigned Substitute Trustee will sell at Public Auction, at the Courthouse door, the following:

      All that fee simple lot of ground and the improvements thereon, situate and lying in Harford County, State of Maryland and being more fully described in the above-referenced Deed of Trust.

      The property is situated on the south side of heavily traveled Pulaski Highway (US-40), just west of Bulle Rock golf course and residential community. The parcel comprises 0.73267 acre, is unimproved, and fronts approximately 324.23′ along the south side of Pulaski Highway, with depths of 106.7′ and 88.65′ and a rear lot line of 335.43′ along a railroad line. According to public tax records, the site is zoned CI, commercial-industrial and has public water and sewer available.

      SDAT Map

      Plat

      Legal Description

      NOTE: The information contained herein has been obtained from sources deemed reliable and is believed to be accurate. However, no express or implied warranty is made or may be inferred from any such representation. Dimensions, square footage and acreage contained herein are more or less. Prospective purchasers are encouraged to perform their own due diligence, in advance of the auction, regarding the permitted uses of the property. Sale does not include any automobiles or personal property on site. Buyer shall be responsible for removal, disposal and possession.

      TERMS OF SALE: A $20,000 deposit, payable by cashier’s check, will be required of the purchaser at time and place of sale. If necessitated by price, the deposit shall be increased to 10% of the purchase price within 24 hours at the Auctioneer’s Office. The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Harford County at a location designated by the Substitute Trustee. If payment of the balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate stated in the Note executed in connection with the foreclosed Deed of Trust, from date of contract to date of settlement. If settlement is delayed for any reason, there will be no abatement of interest. All adjustments as of date of contract. Taxes, and all other public charges and assessments payable on a monthly or annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of contract and assumed thereafter by the purchaser. The property will be sold in “AS IS” condition, without express or implied warranty as to the nature and description of the improvements as contained herein; and subject to easements, agreements, restrictions or covenants of record affecting same, if any. Purchaser shall be responsible for obtaining physical possession of the property and assumes the risk of loss or damage to the property from the date of contract forward. The purchaser waives and releases the Substitute Trustee, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the property, including but not limited to the environmental condition thereof. If the Substitute Trustee is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Substitute Trustee, the holder of the indebtedness or Auctioneers. Recordation costs, transfer taxes and all other costs incident to settlement to be paid by the purchaser. Time shall be of the essence for the purchaser.

      Authority to cancel this sale rests solely with the Substitute Trustee and/or the Auctioneer. Prospective buyers should disregard all other statements and comments made by any other person or entity regarding minimum bids, pricing and cancellations of the sale. Additional terms may be announced at the time of sale. The Substitute Trustee reserves: (1) the right to accept or reject any or all bids; (2) the right to modify or waive the requirements for bidders’ deposits and terms of sale and/or settlement; (3) the right to withdraw the Property from the sale before acceptance of the final bid; and (4) the right to cancel or postpone the sale.

No Buyers Premium

Elizabeth H. Thompson, Substitute Trustee