"Bel Air - English Country Manor"

Live Auction Bidders – A $10,000 deposit, payable by cashier’s check, will be required of the purchaser at time and place of sale. The deposit shall be increased to 10% of the purchase price within 24 hours at the Auctioneer’s office (company or personal checks for the increased deposit will be accepted at the sale site or wiring instructions will be provided).

Online Auction Bidders – A 10% deposit, payable by wire transfer or cashier’s check, is required by 4:00 p.m. on the day of auction. No exceptions. When you register for an online auction, a “ping” will be placed on your credit card and immediately voided, you will not be charged the deposit amount.

A 5% buyer’s premium will be added to the final bid and becomes part of the contract price. For complete Terms Of Sale, see the Summary Terms Of Sale at the bottom of this page and please see the Sample Contract.

Karen Allen Nicolaus, Attorney
1002 Frederick Road – Suite 2, Catonsville, MD 21228

Guardian’s Sale

To the Highest Bidder Above $100,000
Live Onsite & Simulcast Online Bidding

BEL AIR

English Country Manor

FIRST FLOOR APARTMENT
CONDOMINIUM UNIT
1-2 Bedrooms & Bath

Known As
294-E CANTERBURY ROAD
Harford County, MD 21014

Online Bidding Opens
WEDNESDAY, SEPTEMBER 10, 2025

Live Onsite Auction
THURSDAY, SEPTEMBER 11, 2025
AT 11:00 A.M.

Pursuant to an Order of the Circuit Court for Baltimore County, passed in the matter of Ethel Hipley, Case No. C-03-FM-25-001836, the undersigned Guardian of the Property will sell at public auction the above-captioned property as noted.

NOTE: The information contained herein has been obtained from sources deemed reliable and is believed to be accurate. However, no express or implied warranty is made or may be inferred from any such representation. Dimensions, square footage and acreage contained herein are more or less. Prospective purchasers are encouraged to perform their own due diligence, in advance of the auction, regarding the permitted uses of the property.

LOCATION:
English Country Manor Condominium is located just south of Downtown Bel Air off Tollgate Road, near the Bel Air Athletic Club. According to the Harford County School Locator, nearby public schools are Red Pump Elementary, Bel Air Middle and Bel Air High. The neighborhood is convenient to I-95 and US-1. Shopping, restaurants and public services are within walking distance.

CONDOMINIUM:
Community amenities include a clubhouse, inground swimming pool, exercise room and landscaped common grounds with gatehouse and ornamental ponds. Monthly condominium fee is estimated to be $370. Please check back for condominium resale package.

UNIT:
First floor apartment condominium unit in a three story brick, stucco and vinyl sided building. The building has an architectural shingle roof, vinyl-clad double-hung windows and a separate entrance for each apartment. Unit E was built in 1993, contains 812 square feet of living area and 154 square foot screened porch, according to public records.

• Foyer – vinyl floor
• Living Room – carpeting, sliding door to screened porch
• Dining Room – carpeting
• Kitchen – vinyl floor, gas range/oven, dishwasher, disposal, microwave oven, cream colored wood cabinets, laminate counters
• Laundry Closet – vinyl floor, washer and dryer
• Coat Closet
• Main Bedroom – carpeting, walk-in closet
• Second Bedroom or Den – carpeting, sliding door to screened porch
• Full Bathroom – vinyl floor, fiberglass walk-in shower
• Screened Porch – carpeted floor, utility room

Condo Plat

Mechanical – electric heat pump with humidification and air conditioning, gas tankless water heater, circuit breakers, Verizon Fios

The unit needs cosmetic repairs, including carpet replacement.

TITLE:
The property is in fee simple and sold free and clear of liens. Harford County Deed Book JJR 8077, Page 633.

TAXES:
Published annual real estate taxes are $2,066, based on a full value assessment of $145,000.

Purchasers may petition for a reduction in the assessment of their property in conjunction with a purchase price substantially less than the currently assessed value of the property. Purchasers are encouraged to contact the Maryland State Department of Assessments & Taxation concerning the appeals process, and may see the following link for helpful information: Assessment Appeal Process – dat.maryland.gov

SUMMARY TERMS OF SALE:
Please see the contract of sale for complete terms.

Live Auction Bidders – A $10,000 deposit, payable by cashier’s check, will be required of the purchaser at time and place of sale. The deposit shall be increased to 10% of the purchase price within 24 hours at the Auctioneer’s office (company or personal checks for the increased deposit will be accepted at the sale site or wiring instructions will be provided).

Online Auction Bidders – A 10% deposit, payable by wire transfer or cashier’s check, is required by 4:00 p.m. on the day of auction. No exceptions.

Deposit funds shall be held by A. J. Billig & Co., LLC. Balance to be paid in cash at settlement, which shall take place within 45 days. If payment of the deposit or balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate of 12% per annum, from date of contract to date of settlement. All adjustments, including taxes, condominium fees, all other public charges and assessments payable on a monthly or annual basis, and sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of contract and assumed thereafter by the purchaser. The property will be sold in “AS IS, WHERE IS” condition, subject to easements, agreements, restrictions or covenants of record affecting same, if any, and subject to the Declaration, By-Laws, Rules and Regulations of the English Country Manor II Condominium. Purchaser waives any right of rescission under the Maryland Condominium Act, having inspected the Condominium Resale Package prior to bidding on the property. Purchaser assumes the risk of loss from the date of contract forward. If the Seller is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Seller or Auctioneers. Recordation costs, transfer taxes and all costs incidental to settlement to be paid by the purchaser except where otherwise mandated by local, State or Federal law. Time is of the essence. A 5% buyer’s premium will be added to the final bid and becomes part of the contract price.

Karen Allen Nicolaus, Guardian