"Essex"

Live Auction Bidders – A $20,000 deposit, payable by cashier’s check, will be required of the purchaser at time and place of sale. If necessitated by price, the deposit shall be increased to 10% of the purchase price by cashier’s check or wire transfer by 11:00 a.m. on Wednesday, June 24, 2026 (company or personal checks for the increased deposit will be accepted at the sale site or wiring instructions will be provided).

Online Auction Bidders – A 10% deposit, payable by cashier’s check or wire transfer, is due by 4:00 p.m. on the date of auction. If you are unable to comply with the timeline, please do not bid online. When you register for an online auction, a “ping” will be placed on your credit card and immediately voided, you will not be charged the deposit amount.

A 5% buyer’s premium will be added to the high bid and becomes part of the contract price. For complete Terms Of Sale, see the Summary Terms Of Sale at the bottom of this page and please check back for the Sample Contract to be posted.

Live Onsite & Simulcast Online Bidding
$150,000 Opening Bid

ESSEX

ALL BRICK
PORCHFRONT
BUNGALOW
3 Bedrooms ● 2.5 Baths ● Garage
– Renovation Needed –

Known As
620 N. STUART STREET
Baltimore County, MD 21221

Online Bidding Opens
MONDAY, JUNE 22, 2026

Live Onsite Auction
TUESDAY, JUNE 23, 2026
AT 2:00 P.M.

NOTE: The information contained herein has been obtained from sources deemed reliable and is believed to be accurate. However, no express or implied warranty is made or may be inferred from any such representation. Dimensions, square footage and acreage contained herein are more or less. Prospective purchasers are encouraged to perform their own due diligence, in advance of the auction, regarding the permitted uses of the property.

LOCATION:
620 N. Stuart Street is located in the Essex area of eastern Baltimore County, north of Eastern Boulevard (MD-150), west of Marlyn Avenue, south of Myrth Avenue and east of Mace Avenue. The surrounding neighborhood is comprised of well-maintained single family homes. Shopping, dining, public transportation and community services are within walking distance. According to the Baltimore County government website, nearby public schools are Essex Elementary, Stemmers Run Middle and Kenwood High. Waterfront recreational activities are nearby on Back River.

SITE:
Rectangular lot, approximately 50′ x 105′, comprising 0.123 acre. Plat
Zoning DR 5.5, residential
Public utilities
4-car concrete driveway, leading to
One-car detached garage with storage area
Fenced yard

IMPROVEMENTS:
One and one-half story brick bungalow, built in 1936, containing 968 square feet on the first level, according to public tax record, approximately 400 square feet on the second floor and 968 square feet of basement space. The home has a roof covered front porch, architectural shingle roof, double hung windows and full concrete block basement foundation. Interior finishes are plaster walls, wood floors and 9′ ceilings.

First Floor

• Living Room – wood floor, large brick fireplace
• Dining Area – wood floor
• Kitchen – vinyl floor, wood cabinets, laminate counters, electric range/oven, refrigerator
• Bedroom #1 – wood floor, en-suite Half-Bath with vinyl floor
• Bedroom #2 – wood floor
• Full Bathroom – ceramic tile floor
• Linen Closet

Second Floor

• Bedroom #3 – wood floor
• Full Bathroom – vinyl floor

Basement

• Paneled Office – carpeting
• Recreation Room – paneling, concrete floor
• Laundry Room – utility sink

Mechanical – oil hot water heat, window air conditioner, 40-gallon gas water heater, 200-amp. electric.

The home needs updating and cosmetic repairs.

TITLE:
The property is in fee simple and sold free and clear of liens.

TAXES:
Published annual real estate taxes are $2,220, based on a full value assessment of $200,400.

Purchasers may petition for a reduction in the assessment of their property in conjunction with a purchase price substantially less than the currently assessed value of the property. Purchasers are encouraged to contact the Maryland State Department of Assessments & Taxation concerning the appeals process, and may see the following link for helpful information: Assessment Appeal Process – dat.maryland.gov

SUMMARY TERMS OF SALE:
Please see the contract of sale for complete terms.

Live Auction Bidders – A $20,000 deposit, payable by cashier’s check, will be required of the purchaser at time and place of sale. If necessitated by price, the deposit shall be increased to 10% of the purchase price by cashier’s check or wire transfer by 11:00 a.m. on Wednesday, June 24, 2026 (company or personal checks for the increased deposit will be accepted at the sale site or wiring instructions will be provided).

Online Auction Bidders – A 10% deposit, payable by cashier’s check or wire transfer, is due by 4:00 p.m. on the date of auction. If you are unable to comply with the timeline, please do not bid online.

Deposit funds shall be held by A. J. Billig & Co., LLC. Balance to be paid in cash at settlement, which shall take place within 45 days. If payment of the additional deposit or balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate of 12% per annum, from date of contract to date of settlement. All adjustments, including taxes, all other public charges and assessments payable on a monthly or annual basis, and sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of contract and assumed thereafter by the purchaser. The property will be sold in “AS IS, WHERE IS” condition, subject to easements, agreements, restrictions or covenants of record affecting same, if any. Purchaser assumes the risk of loss from the date of contract forward. The purchaser agrees to waive the right of inspection for lead paint, as provided under current Federal and State law. If the Seller is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Seller or Auctioneers. Recordation costs, transfer taxes and all costs incidental to settlement to be paid by the purchaser, except where otherwise mandated by local, State or Federal law. Time is of the essence. A 5% buyer’s premium will be added to the high bid and becomes part of the contract price.

If buyer chooses to use Flagship Real Estate Services, LLC for title work, they will receive a $500 closing cost credit. Buyer is under no obligation and may select their own title company.