Well Secured Mortgage

To The Highest Bidder Above $10,000

WELL SECURED MORTGAGE
Approximate Balance – $46,248.17

Collateralized By
2061 N. BENTALOU STREET
“MONDAWMIN NEIGHBORHOOD”
Baltimore City, MD 21216

Online Bidding Opens
MONDAY, JANUARY 5, 2026

Online Bidding Closes
TUESDAY, JANUARY 6, 2026
AT 10:00 A.M.

NOTE: The information contained herein has been obtained from sources deemed reliable and is believed to be accurate. However, no express or implied warranty is made or may be inferred from any such representation. Dimensions, square footage and acreage contained herein are more or less. Prospective purchasers are encouraged to perform their own due diligence, in advance of the auction, regarding the permitted uses of the property.

GENERAL INFORMATION:
The asset for sale is a thirty year first Deed of Trust, dated November 21, 2006, from Sharnnetta Davis, in the original principal amount of $83,234.00, recorded among the Land Records of Baltimore City in Book FMC 8936, Page 258. The last payment received was on April 23, 2025. The current principal balance, as of December 3, 2025, was $27,630.46, plus a negative reserve balance of $18,617.71, totaling $46,248.17. Note rate is 8%. Monthly payment is $218, plus late charges.

COLLATERAL:
2061 N. Bentalou Street, Baltimore, MD 21216 – Located in the Mondawmin neighborhood of western Baltimore City, the property is situated south of Frederick Douglass High School and Windsor Avenue and north of Clifton Avenue. The property is improved by a two story, porchfront, inside-group brick townhome, believed to contain a living room, dining room, kitchen, 3 bedrooms, 1.5 baths and basement. Lot size 19’6″ x 76′. The property is subject to an annual $90 ground rent.

DOCUMENTS:
● Deed of Trust
● Borrower Statement of Account

TERMS OF SALE:
Payment in full by wire transfer or cashier’s check by 4:00 p.m. on January 6, 2026. Funds will be held in escrow by A. J. Billig & Co., LLC, pending settlement, which shall take place within thirty (30) days. All adjustments to date of settlement. If the Seller is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Seller or Auctioneers. Recordation costs, transfer taxes and all costs incidental to settlement to be paid by the purchaser. Time is of the essence. A 10% buyer’s premium will be added to the highest bid and becomes part of the contract price for which the asset is sold.